At Valentine we are able to provide clients with the guidance and counsel they need regarding the sometimes complicated world of risk management, retail commercial insurance or complicated risk retention & captive programs. 

Whether your business is building large commercial structures, providing healthcare services, managing real estate portfolios or a small business on Main Street, we can tailor a customized insurance plan for your specific needs. 

Valentine 401(k) services offer everything you need to help you run an efficient, successful retirement plan that attracts and retains key talent and helps your employees prepare for a comfortable retirement. From comprehensive administrative and reporting to support around responsible investment decisions, we partner with you to help build a 401(k) that delivers value — for both your business and your employees.

Specializing in large group, self funded insurance programs, at Valentine, we provide you and your employees with transparent direct pricing for healthcare services.  There is a better way to provide access to care for your employees and family members.  If you are considering Reference Based Pricing, our firm has been managing these programs since the very beginning - over 10 years.  Your dedicated Valentine benefits team ensures your organization is equipped with comprehensive, up-to-date benefits summaries, PPO provider links, applications, SPDs and more.  

At Valentine we provide insurance protection for thousands of families across the country. We are committed to making certain that your family has the insurance protection to protect your financial well-being. Since we are an independent insurance agency representing many insurance companies, we can search the marketplace for the best combination of coverage and price to meet the insurance requirements of you and your family.