Hitting the Road This Summer? Make Sure Your Auto Coverage Travels With You

Summer is the season of road trips! Whether you're headed to the beach, the mountains, or taking a scenic cruise through the countryside, we’re all going somewhere. Before you throw your bags in the trunk and queue up your favorite playlist, there’s one important thing to check off your list: your auto insurance coverage.

Is Your Current Coverage Road-Trip Ready?

While your regular auto policy covers most driving situations close to home, hitting the open road, especially across state lines, can introduce some unexpected risks. It’s a good idea to double-check the following before you go:

• Liability Limits: If you're traveling in more densely populated or higher-risk areas, you may want to increase your liability coverage for added protection.
• Comprehensive & Collision: These cover things like theft, vandalism, hail, or hitting a deer—common issues when you’re parked in unfamiliar places or driving through rural areas.
• Uninsured/Underinsured Motorist Coverage: Not all drivers you encounter will be fully insured. This coverage can help bridge the gap if you’re in an accident with one of them.

Don’t Forget Roadside Assistance

A flat tire, dead battery, or getting locked out of your car miles from home can quickly derail your summer plans. Add-on roadside assistance coverage gives you peace of mind, ensuring you’ll have help when and where you need it.

Renting a Car?

If your summer plans include flying to your destination and renting a car, check if your personal policy extends coverage to rentals. In many cases it does, which means you could avoid paying for the rental company's expensive insurance.

Tip: Keep Your ID Cards Handy

Make sure your insurance ID card is easily accessible—whether in your glovebox or saved to your phone. You never know when you'll need to show proof of coverage.

Prepare for Your Trip

At Valentine Insurance, we’re here to help make sure your road trip is smooth sailing from start to finish. Whether you’re taking a weekend getaway or a cross-country adventure, we’ll review your policy, suggest any temporary adjustments, and ensure you're fully protected so you can hit the road with confidence.

Need a quick coverage review? Contact us today and let’s get your summer journey off to the right start.